Qatar Housing Loan Documents by Loan Type (+ Checklist)

Qatari citizens can apply for housing loans by starting at the Housing Department of the Ministry of Social Development and Family.

The paperwork is often easier than most people think. After reviewing all the application forms, we found they share the same structure. Every loan type needs four main documents, with a few extra ones depending on your choice. Here’s what you’ll need for each option.

The documents every applicant submits

All versions of the application form need four main documents.

• Copy of your QID
• Copy of the property’s title deed, together with the plan attached to it
• A bank undertaking from the bank where your salary goes. This document shows your bank will handle the monthly transfer. For more details, check our guide to loan amounts, fees, and monthly payments.
• Valid building permit

These four documents are the foundation of your application, no matter which loan type you pick.

Building on your land

If you want a basic construction loan, you only need the general documents. The Construction Loan Application (in Arabic) covers the general requirements, payment schedule, and bank undertaking in one form. No extra documents are needed for construction.

Buying an existing house

If you’re buying an existing house, add four more documents to the general set. Most of these relate to the seller, not the buyer. These are included in the Purchase Loan Application, which is also in Arabic.

• Building completion certificate
• Bank letter stating the property owner’s account number, the account that receives the purchase amount
• Copy of the seller’s QID
• Approved architectural drawings (A01) issued by Urban Planning

If you choose purchase or construction, you can also get the QAR 50,000 furniture grant for Qatari citizens. So, a complete file gives you more than just the loan.

Demolition, rebuilding, and installation of houses

One application form covers both construction and demolition. If you choose demolition, you’ll need to add two attachments. Installation house financing uses those same attachments and adds one more, just as shown on the form.

The installation route has its own Installation Grant Loan Application, which includes a nine-stage payment schedule.

• Copy of the demolition permit
• Electricity disconnection certificate
• Client’s account number, installation houses financing only

Heirs applications

If the applicants are heirs, they need to use the Heirs Loan Application and add three extra documents to the general set.

• Determination of heirs
• Power of attorney from the individuals named in it
• Letter from the Minors Affairs Authority, only where a minor exists

Start building your document checklist.

Pick your loan type below and check off each document as you collect it.

The list will be updated to fit your situation, including heirs’ documents if needed, and will link you to the appropriate official form.